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DecisionGenius™

Automating loan decisions and mortgage underwriting

Indecomm’s DecisionGenius™ empowers faster, more informed mortgage credit analyses with automated, risk-based loan underwriting technology

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decisiongenius mortgage underwriting

Make intelligent loan decisions, faster

DecisionGenius delivers automated, risk-based decisions across the four pillars of mortgage underwriting: credit, assets, income, and collateral. Instead of spending hours sorting through data and documentation, DecisionGenius automatically compiles and analyzes all available information in one centralized location. As a result, your processors and underwriters gain a complete view of risk, enabling faster, more informed loan and credit decisions. DecisionGenius:

  • Improves loan officer productivity
  • Helps processors and underwriters analyze more loans, faster
  • Generates consistent, data-driven underwriting recommendations
  • Reduces time spent on data verifications and validations
DecisionGenius

The genius behind better decisions

DecisionGenius takes the hassle out of complex loan and credit decisions, significantly increasing productivity and reducing underwriting turnaround times. Instead of manually organizing and analyzing hundreds of data points and documents, let DecisionGenius do the heavy lifting. DecisionGenius:

  • Incorporates investor guidelines, LOS borrower data and documents, third-party data, and lender underwriting rules
  • Alerts your mortgage agent of gaps and discrepancies in data and docs
  • Provides you with a preliminary, comprehensive loan file analysis
  • Shares accurate income verification with borrowers, underwriters, or auditors
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Calculate ROI with DecisionGenius Smart Calculator

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The DecisionGenius difference

  • Quality loan findings

    DecisionGenius provides the missing link between borrower-provided documents, third-party data and what is required by DU findings

  • One automated intelligence system

    DecisionGenius combines income, credit, assets, and collateral for cohesive, comprehensive decision-making

  • Clear conditions for underwriting

    Non-Underwriting staff can work from a clear conditions list without burdening underwriting resources

  • Improve borrower response times

    Automated decisioning reduces the time spent verifying documents and data, accelerating the delivery of decisions back to the borrower

DecisionGenius by the numbers

improvement in underwriter productivity
60%
reduction of number of underwriter touches
50%
improvement in processor productivity
50%

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