DecisionGenius™

Intelligent AI to Streamline Complex Mortgage Decisions

Indecomm’s DecisionGenius™ is an automated and AI-driven mortgage underwriting system that empowers faster, more informed mortgage credit analyses with automated, risk-based loan underwriting technology.

Calculate ROI with DecisionGenius Smart Calculator

If you are wondering how much ROI you can get from the DecisionGenius AI and automated mortgage underwriting system, we can give you an idea!

Join over 200 clients who have partnered with
Indecomm over the years

Transparent, Intelligent Loan Decisions. Powered by AI

Most automated underwriting systems give you a decision. DecisionGenius shows you why. Unlike traditional automated underwriting systems, DecisionGenius doesn’t just deliver a decision it shows you exactly how it got there. It delivers automated, risk-based analysis across credit, assets, income, and collateral with complete transparency into every finding.
The result: underwriting teams that move faster, touch fewer files, and make decisions they can stand behind.

DecisionGenius  
by the numbers

Improvement in
underwriter productivity ↑
0 %
Reduction in
underwriter touches
0 %
Improvement in
processor productivity ↑
0 %

Underwriting Decisions You
Can See, Trust & Defend

DecisionGenius™ is an AI-powered Automated Underwriting System (AUS) with an intelligent underwriting workbench, purpose-built for lenders, MI companies, and credit unions. At its core, DecisionGenius integrates every critical data source into a single, cohesive decision engine:

What Our
Clients Say

Powerful Technology. Total Transparency.
Built for the Way You Work.

DecisionGenius brings together advanced AI, complete decision transparency, and an intuitive underwriting workbench, delivering the productivity and efficiency gains your team needs, with technology they can use, trust, and defend every step of the way.

See Everything. Miss Nothing.
Decide with Confidence.

The underwriter workbench

Reduce Decisioning Complexity.
Accelerate Turnaround Times.

Always On

Fully Visible, Completely
Defensible Decisions.

Glass Box

The Tech Driving DecisionGenius

SourceConnect, the Business Rules Engine, and IDX form a unified intelligence platform, each product in the Genius Suite draws from all three simultaneously.
Genius AI Suite

Powering
Better Loan
Decisions

SourceConnect

Real-time LOS, POS, AUS, and credit integrations. 40+ connections. Data flows in both directions automatically.

Business Rules Engine

2,000+ GSE rules and client overlays pre-loaded. Full loan lifecycle — setup, processing, underwriting, audits, QC.

IDX - Intelligent Data Extractor

Proprietary ML + GenAI. Extracts 5,400+ data points across 1,200+ mortgage document types.

The DecisionGenius Difference

Quality loan findings 

Supports any mortgage process or function that relies on heavy document processing. 

One automated intelligence system 

Combines AI, machine learning, intelligent automation, and business rules to accelerate accurate document-to-data extraction. 

Clear conditions for underwriting 

Eliminates manual document interventions for cost reduction and productivity gains 

Improve borrower satisfaction

Offers fully automated indexing with a bi-directional LOS integration, eliminating the manual upload/download docs. 

Data-driven decisions

AI-powered analysis delivers data-driven recommendations every time

Increase application conversions

Streamlining and accelerating decision making speeds responses back to the borrower, reducing abandonment rates.

Power productivity

Cuts manual verification and validation effort in half and signficant improves processor and underwriter productivity

Delivers transparent results

DecisionGenius’ glass box approach delivers data-backed decisions that your underwriters can see, whenever context is required. 

Request a Demo of Our  AI-Powered Automated Mortgage Underwriting Solution

See DecisionGenius in action.

Related Resources

AI and Automation in Motion
Article

AI and Automation in Motion: A Practical Roadmap for Lenders

Every decade, the mortgage industry reaches an inflection point where a wave of technology separates the lenders who moved early from the ones who waited. Loan Origination Platforms. Digital point-of-sale platforms. Income Calculation technology. Automated underwriting systems (AUS).

Read More »

Frequently Asked
Questions

What integrations are supported?
We have out of the box integrations with industry leading Loan Origination Systems such as Encompass and Meridian Link Mortgage. Our integration middleware can also connect to other LOSs or imaging systems; we are happy to discuss your integration needs.
Can DecisionGenius update my loan origination system or point of sale system directly?
Yes! DecisionGenius will write conditions back to your loan origination system so your existing workflow, such as point of sale systems and commitment letters, will work just as they do today.
What types of income does DecisionGenius support?
We support both wage earner and self employed borrowers.
How can my teams trust the output of DecisionGenius?
Our GlassBox technology shows what documents were used to populate outstanding conditions. Additionally, DecisionGenius is backed by the Indecomm Promise. We have a high degree of confidence in our output and want you to have the same confidence.
Can DecisionGenius provide an income calculation worksheet?
Yes, DecisionGenius can generate both wage earner and self employed borrower worksheets.
What products are supported by DecisionGenius?
DecisionGenius supports Conventional and FHA products out of the box. Our rules engine is extremely flexible and can also support other products, such as portfolio loans and HELOC, with configuration.

The Indecomm Promise

We rigorously test our products and guarantee their efficacy, ensuring each product meets and exceeds business and industry expectations. The Indecomm Promise covers GeniusWorks, DecisionGenius, and IncomeGenius. Contact us to learn more about reps and warrants.
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