Automatically qualify independent contractors, freelancers, and rental managers—no business turned away due to unique income documentation.
AI algorithms replicate human expertise, streamlining even the most complicated income verification tasks.
IncomeGenius integrates with leading loan origination systems to accelerate income analysis, streamline results, and expedite borrower response times
Early income analysis automates tedious calculations, empowering underwriters to review more loans -without delays.
Consistent, rule-driven analysis minimizes manual errors, miscalculations, and fair lending concerns.
IncomeGenius is compliant with audit requirements and provides a complete audit trail, providing you with a source of truth and documentary evidence of the process
Bi-directional, API driven, document & data integrations with LOS and other sources.
Designed to address a broad variety of rules across the loan lifecycle - loan setup, processing, underwriting, audits/QC, etc,
Powered by proprietary ML and GenAI, IDX extracts 5400+ data points across 1200+ mortgage documents.
Mortgage lending in 2026 is an industry caught between what AI-powered mortgage underwriting can do and what most lenders have actually gotten it to do.
At the 1988 Seoul Olympics, the US men’s 4×100 relay team had arguably the four fastest sprinters on the planet.
AI adoption in mortgage shifted meaningfully in 2024, with usage more than doubling from 15% to 38% of lenders deploying AI or machine learning, and another 48% adopting some form of robotic process automation, according to Stratmor Group.
