Automatically qualify independent contractors, freelancers, and rental managers—no business turned away due to unique income documentation.
AI algorithms replicate human expertise, streamlining even the most complicated income verification tasks.
IncomeGenius integrates with leading loan origination systems to accelerate income analysis, streamline results, and expedite borrower response times
Early income analysis automates tedious calculations, empowering underwriters to review more loans -without delays.
Consistent, rule-driven analysis minimizes manual errors, miscalculations, and fair lending concerns.
IncomeGenius is compliant with audit requirements and provides a complete audit trail, providing you with a source of truth and documentary evidence of the process
Bi-directional, API driven, document & data integrations with LOS and other sources.
Designed to address a broad variety of rules across the loan lifecycle - loan setup, processing, underwriting, audits/QC, etc,
Powered by proprietary ML and GenAI, IDX extracts 5400+ data points across 1200+ mortgage documents.
“AI-powered” now describes extraction tools, decision engines, and generative systems interchangeably, and most vendor decks never say which one is actually doing the work. This guide breaks down key AI and mortgage tech capabilities and provides key ways to evaluate mortgage AI and technology in 2026.
LoanBeam and IncomeGenius both automate borrower income calculation for mortgage lenders, and both support self-employed borrowers and the major agencies. The differences show up in scope and depth.
Ask an operations leader why they hesitate to outsource part of the loan process and one answer comes up more than any other: “I will lose visibility.” The work leaves the building, the thinking goes, and so does the ability to see it. Status becomes a weekly email. Quality becomes a quarterly surprise.
